Disclosure and Privacy Policy incl CCPA and GDPR.

This blog is a collaborative blog written by a group of individuals. This blog accepts cash advertising, sponsorship, paid insertions, or other forms of compensation.

This blog abides by word-of-mouth marketing standards. We believe in honesty in relationships, opinions, and identity. The compensation received may influence the advertising content, topics, or posts made in this blog. That content, advertising space, or post may or may not be clearly identified as paid or sponsored content. Payment will not affect the writer’s opinion or review of the product or service, as this is set at the time of agreement to perform the said review.

The owner(s) of this blog is compensated to provide opinions on products, services, websites, and various other topics. Even though this blog’s owner(s) receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.

This blog does not contain any content which might present a conflict of interest.

We use Google Analytics 4 and the Meta/Facebook pixel to analyze the use of our website. Both gather information about website use through cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available through that link  and you can find the Facebook Privacy Policy through that link.

By reading this blog, you agree to these terms.

Our Use of Cookies

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

We use cookies for the following purposes: 

(a) authentication – we use cookies to identify you when you visit our website and as you navigate our website

(b) status – we use cookies [to help us to determine if you are logged into our website

(c) personalization – we use cookies [to store information about your preferences and to personalize the website for you

(d) security – we use cookies [as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials and to protect our website and services generally

(e) advertising – we use cookies to help us to display advertisements that will be relevant to you

(f) analysis – we use cookies [to help us to analyze the use and performance of our website and services

We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use through cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser and from version to version. You can, however, obtain up-to-date information about blocking and deleting cookies via these links:

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);

(b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox);

(c) http://www.opera.com/help/tutorials/security/cookies/ (Opera);

(d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);

(e) https://support.apple.com/en-gb/guide/safari/sfri11471/mac (Safari); and

(f) https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge).

Please note that blocking cookies may have a negative impact on the functions of many websites, including our Site. Some features of the Site may cease to be available to you.

Advertising Privacy Statement

Advertising. 

This Site is affiliated with CMI Marketing, Inc., d/b/a CafeMedia (“CafeMedia”) for the purposes of placing advertising on the Site, and CafeMedia will collect and use certain data for advertising purposes. To learn more about CafeMedia’s data usage, click here: https://www.cafemedia.com/publisher-advertising-privacy-policy

Blog Giveaway Policy

Please read! I wrote this myself and realized that bloggers widely use it on the internet. I don’t mind if you use it; please give me a link back in exchange, as a common courtesy. My content is copyrighted. On to the blog giveaway terms and conditions or giveaway policy:

Periodically, this blog hosts fun giveaways for the readers. These events may be self-sponsored by the blog owner or sponsored by another individual, business, or corporation. This may or may not be plainly stated in the actual giveaway. If you need further clarification, please ask.

All giveaways, unless otherwise stated, will follow these guidelines:

~hosted and winners chosen via Rafflecopter, PromoSimple, or some other program of the blog owner’s choice.

~are hosted to add a bit of fun to this site and in no way are meant to be a form of gambling or sweepstakes.

~open only to individuals in the continental USA, 18+.

~will start and end on dates listed on each specific contest.

~each winner will have 48 hours to claim the prize after being notified via the email they used to enter the contest. After 48 hours, another winner will be chosen if there is no response.

~If the giveaway is self-hosted, site/blog owner agrees to mail the prize to the winner(s) within 14 days.

~If an outside entity sponsors a giveaway, the winner will abide by their prize fulfillment periods, which may be as long as 180 days, depending on the company. Please know that I choose the companies I work with very carefully and only choose companies that I think are reputable and honest. That said, it is an online world, and anything can happen. I cannot be held liable or responsible should a vendor choose not to fulfill a promised prize. I will do whatever I can to get a company to make good on a promise, but there are no guarantees. Thankfully this has not ever happened and hopefully never will happen.

~All giveaway entrants agree to be honest and not cheat the systems; any suspicion of fraud is decided upon by the blog/site owner and the sponsor, and entrants may be disqualified at our discretion.

~If your name and email address is gathered for contest entry, that email address will be the one used to notify winners. Additionally, the blog owner(s) and sponsor(s) may add that email address to a database but agree not to sell it to outside entities.

~Any prizes that may result in tax liability for the winner(s) are the winner(s) responsibility.

~Any and all giveaways may be promoted on Facebook, Twitter, email, or other social network sites. This is a means of promotion only, and any promotion on those sites is not to be interpreted as Facebook or Twitter partaking in or being in any way responsible for that particular contest.

~Winner(s) assumes all responsibility if further clarification is needed before either entering a giveaway on this site or claiming a prize after a contest.

Arbitration Clause

Dispute Resolution and Arbitration

By using our website or services, you agree that any disputes arising out of or relating to this Privacy Policy, your use of the site, or any products or services provided through the site may be resolved through final and binding arbitration, rather than in court, except where prohibited by law.

The arbitration would be conducted under the rules of the American Arbitration Association (AAA) and would take place in Pennsylvania. The arbitration will be conducted by a single arbitrator who is experienced in consumer matters and is selected under AAA rules.

The party filing the arbitration agrees to pay all fees related to their complaint.

No Class Actions
You agree that any arbitration will be conducted on an individual basis and not as part of a class or representative action.

Exceptions to Arbitration
Either party may assert claims in small claims court if the claims qualify, or seek injunctive or other equitable relief in a court of competent jurisdiction to prevent unauthorized use or abuse of intellectual property.

Governing Law
This arbitration agreement is governed by the Federal Arbitration Act and applicable federal and state law.